Senior Funding Manager

About the role

This is a senior management position responsible for overall business strategy, operations, and risk management in Indonesia's automotive finance sector. You will develop medium and long-term business strategies and annual operational KPIs, lead market expansion across new car, used car and ride-hailing vehicle financing, establish standardized operational procedures, manage digital transformation and IT systems, build comprehensive risk and compliance frameworks, and oversee team and public relationships.

Key responsibilities

• Develop medium and long-term business strategies and annual operational KPIs covering loan scale, revenue, profit and NPL control based on Indonesian automotive market conditions, OJK regulations and industry competition

• Take overall accountability for company operating performance and conduct regular reporting on operation data, risk status and strategy progress to headquarters

• Manage company-wide budget, cost and capital arrangement to ensure stable operating cash flow

• Lead automotive finance product iteration, channel recruitment and dealer system construction, expanding new car, used car and ride-hailing vehicle financing businesses

• Review and approve channel policies, subsidy marketing activities and commercial cooperation plans, and maintain long-term strategic partnerships with OEMs, large dealerships and automotive groups

• Establish and optimize standardized full-link operational SOPs, including application intake, credit approval, loan disbursement, post-loan asset management, delinquency collection, repossessed vehicle disposal and document management

• Take charge of planning, upgrading and implementation of core credit systems, risk decision systems, automatic repayment systems and business management platforms

• Build a full-cycle risk control system covering channel access verification, customer anti-fraud, credit underwriting, in-loan monitoring, non-performing asset management and AML compliance

• Maintain regular communication with Indonesian OJK, tax and audit authorities, and ensure full compliance in finance, collection and accounting work

• Build and optimize the organizational structure of marketing, operation, risk control, IT and functional departments

About you

• Bachelor's degree or above; majors in Finance, Automobile, Business Administration, and Risk Control are preferred

• At least 5 years of end-to-end management experience in Indonesia's local automobile finance / financial leasing industry, with at least 3 years of senior management experience

• Must have full operational oversight of market, operations, and risk control divisions

• Prior experience at a Chinese-financed financial enterprise operating in Indonesia is preferred

• Fluent business-level Indonesian; basic Chinese communication skill; English is a plus

• Familiar with Indonesia's OJK financial leasing regulatory framework, AML (Anti-Money Laundering) regulations, vehicle disposal processes, and dealer channel business models

• Proven track record in system digital transformation, non-performing asset reduction, and scalable channel expansion

• Strong overall coordination and strategic planning capabilities

• Excellent business negotiation, government-enterprise relations, and crisis PR skills

• High professional ethics; strictly maintain confidentiality regarding company operations, assets, and funds